My 'T' Zone Resembles The Ozone

Lately my "T zone" has been flakier than Loretta Lynn's pie crust, and I don't know why. Maybe because I don't get all fagalicious about and/or spend an inordinate amount of money/time on a skin care "regime." To quote a scene from my favorite Janeane Garofolo movie, The Truth About Cats & Dogs:

Cosmetics Saleslady: We also have this new face cream which neutralizes the free radicals that attack the skin. Let me ask you: what's your skin regime?
Dr. Abby Barnes: My regime? The regime from which the radicals are trying to get free? Are we selling face cream or staging a coup?

The extent of my skin regime consists of lathering some liquid soap in my hands, washing my face with said soap, and rinsing. I use Phisoderm sometimes and then sometimes I use a Neutrogena face wash that smells REALLY good. That's about as good as it gets.

I'm wondering if maybe I need to bust out the tube of "Totally Juicy" peel-off masque that I bought because [A] I liked the smell (pink grapefruit!) and [B] It was on clearance, and actually put it to some use. It's pretty embarrassing to have dandruff face, esp. when you're wearing dark colors. You know it's bad when you walk into the public library and as soon as the little kids see you, they run excitedly to the windows, looking skyward, anticipating building their first snowman.

Anybody got any ideas that won't cost a fortune or require me to begin a skin care regime that will rival assembling an assault rifle under water? My face would be much obliged.